Garant Exchange
How the scheme works
The “buyer” marks the deal as paid and sends a screenshot or PDF of a transfer, sometimes a fake SMS from the “bank”. The receipt looks real, but no money reaches your account. Then comes pressure: “I'm in a hurry, release the coins”.
Warning signs
The amount or time does not match the deal, the sender's name differs from the name in the deal, the buyer rushes you, tells stories about “bank delays” or asks you to confirm before the money arrives.
The only reliable check
Open your own bank app and find the incoming transfer in your account history. A receipt, a screenshot or an SMS from an unknown number proves nothing — they are easy to fake.
What to do if the receipt is fake
Do not confirm the payment. Open a dispute in the deal and attach a statement from your bank. The moderator decides on the evidence, and fake receipts lead to a ban.
How the guarantor protects the seller
Your coins stay frozen with the guarantor until you confirm the payment yourself. As long as you have not confirmed, nobody can take them — so take your time and check calmly.