Garant Exchange

How to avoid scammers in P2P

In a P2P exchange, money and crypto pass between strangers. The guarantor removes the main risk, but there are still a few simple rules worth knowing.

What the guarantor does

The seller's coins go to the guarantor before the payment and stay locked until the seller confirms receiving the money. If the parties cannot agree, a moderator decides based on the receipts and the chat.

Fake receipt

The most common scheme: the buyer sends an edited screenshot of a transfer. The protection is simple — confirm the payment only after you see the money in your banking app.

Payment from someone else's card

A scammer may pay with someone else's money, and later the card owner will demand it back. Check that the sender's name matches the buyer, and open a dispute if the payment came from a third party.

Deals outside the platform

A request to move to private messages, pay “directly” or make a transfer “for verification” is a red flag. Outside the deal, the guarantor cannot protect you.

If something goes wrong

Do not confirm the deal and do not send money again. Open a dispute right in the deal and attach the receipts — a moderator will sort it out. Never share your PIN code or SMS codes with anyone.

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